Financial freedom is the common dream of many people. If you can have enough passive income to live a safe life, you can even take a monthly vacation. I believe this is a life that many people envy. However, financial freedom is indeed a good financial goal, but it is not necessarily the end of "happiness". The 36-year-old Xinyi used to fly around for eight years, with high-pressure work and life that turned upside down day and night, and accumulated assets for herself that were much higher than those of her peers.
Analysis of Xinyi's assets and liabilities: cash, stocks, foreign currency deposits, US stocks, bonds, insurance, including a real estate under the name, even if the house has more than 5 million mortgages, but the total net asset value is more than 13 million. Her dream is the same as many others. She hopes to rely on financial management without Banner Design having to work. She has 100,000 yuan for vacation, 150,000 yuan for living expenses, and 50,000 yuan for filial piety to her family. At the same time, she maintains the current monthly charity donation. good habits.
At this stage, life seems to be prosperous, but there is still a long way to go from the 300 million net worth set by herself, especially since the initial capital available for inventory is only USD 30,000, which makes Xinyi feel that the goal is difficult to achieve. And after leaving her previous job, she was always unemployed because she was not short of money, which also made Xinyi feel uneasy about the future from time to time. With a net worth of tens of millions, is it difficult to live a relatively abundant and wealthy life? Perhaps the key lies in the "liabilities" in the asset-liability portfolio!